IGGnite

Comprehensive governance designed for small schemes

Every pension scheme deserves access to the tools, expertise and oversight 
needed to manage the scheme well.

IGGnite is our purpose-built model for smaller schemes, unlocking the benefits of big scheme governance – while maintaining proportionate pricing.

30%

Savings possible on annual BAU fees for smaller schemes

IGGnite’s operational consolidation model reduces duplicated adviser work, simplifies investment structures and cuts day-to-day running costs.

80%

of UK DB schemes have under 1,000 members

IGGnite offers a scalable, high-quality model, designed to raise standards and reduce costs across this segment.

Powered by IGGiQ, our data and insights platform

Investment risks are monitored and managed through IGGiQ, with automated hedging and rebalancing to stay aligned with agreed strategies.

How IGGnite works

Created for businesses looking to manage their pension schemes efficiently, IGGnite delivers the benefits of scale without the complexities and restrictions of a master trust.

Schemes are brought together under a common trustee (“PCST”) and common set of independent advisers and service providers. Through this operational scale, schemes are managed efficiently and able to access high quality advice and investment solutions, plus first-class governance, at a competitive overall cost usually reserved for larger schemes.

IGGnite delivers the governance and operational discipline of a large scheme – without compromising the individuality or strategic direction of each scheme.

Watch our short video to find out how IGGnite works.

What are the benefits of IGGnite?

Tailored journey planning

Schemes retain flexibility to design and follow their own journey plan - whether targeting buy-out, self-sufficiency or another strategic endgame.

Streamlined decision-making

With a single trustee body and aligned advisers, decisions are quicker, clearer and more consistently implemented.

Diversity of thought, maintained through an integrated service model

High-quality advisers and service providers ensure well-balanced input and robust challenge.

High-quality governance, proportionate to small schemes

A structured, consistent governance framework that raises standards without adding unnecessary complexity.

Reduced sponsor time, with full sponsor control retained

Day-to-day running is handled by IGG, but sponsors remain firmly involved in strategic decisions.

Meaningful cost savings

Smaller schemes can save up to 30% on annual BAU fees through an an efficient and streamlined operating model and purpose built investment structure.

Market-leading member tools

Members gain access to modern, tech-enabled pensions management tools.

Cost certainty and full transparency

Clear, fixed fees allow accurate budgeting and removes cost uncertainty.

Best of breed support

IGGnite ensures value for money through carefully selected, 
high-quality advisory firms.

Powered by IGGiQ​

IGGiQ strengthens decision-making through real-time monitoring and automated controls. For schemes using our IGGnite governance model, this ensures investment risks are monitored and managed continuously, keeping strategies aligned even in volatile markets.
Continuous risk monitoring
Automated
hedging
Automated
rebalancing
Fast execution
of decisions

How is IGGnite independent?​

With IGGnite, sponsors retain full control over their pension scheme. They work with the Trustee to agree the investment strategy and journey plan, while IGG manages the day-to-day running and operation of the scheme for an agreed, transparent annual fixed fee.

A panel of leading, independent advisers and service providers deliver the full range of services to IGGnite schemes. Each firm has been carefully selected to deliver:

  • high-quality expertise
  • market-leading solutions
  • strong value for money

We work with sponsors and advisers to agree strategic objectives for each scheme – whether buy-out, self-sufficiency or another target – and we regularly review:

  • Progress against those objectives
  • Whether the objectives remain appropriate

Through our panel of fund managers, schemes also benefit from lower asset management fees and access to innovative investment solutions that are often out of reach for small schemes.

Download
the brochure

Contact an IGGnite specialist